You consider all your dreams come true when you can drive your own truck. But is that only enough to have a vehicle? No, you need to know more about how to protect from various anticipated and unexpected situations. Commercial Freight Insurance provides the right solution for all your worries.
The difference between commercial truck insurance and car insurance
There is a big difference between car insurance and insurance for commercial trucks. Due to the large size and heavy materials carried by trucks, accidents are likely to occur frequently. Those who carry flammable liquids and explosives tend to burn or explode. While car insurance only covers driver injuries and damage to vehicles, commercial
dump truck hino truck insurance covers damage to drivers, vehicles and goods carried in them.
Commercial truck insurance companies assess the price of a policy based on goods carried in a vehicle. The price of the policy is determined based on the sensitivity of the goods or cargo. Trucks carrying explosives and toxic products are insured at higher prices because they can make collateral damage in the event of an accident.
You will be asked to pay an additional fee to cover the driver along with the goods. Owners and drivers who do not have adequate insurance for their vehicles are vulnerable to severe penalties and fines.
This type of truck is covered by a commercial truck insurance company
Garbage truck
Box truck
Express delivery truck
Cooler truck
Flat Truck
Tanker
Tractor truck
How to choose the right insurance company?
Before you choose an insurance company, you need to keep in mind several aspects.
• Check the authenticity of the company before buying a policy for your vehicle. Even if they promise cheap commercial truck insurance, the legitimacy and dependence of the company is more important.
• Does the company offer a single policy to cover damage, liability and liability insurance?
• Is the company easy to reach if something goes wrong?
Just check that the company is financially stable and can provide you with funds when needed. It must also bring extensive experience in insurance and claims with operators and executives responding to your calls on time. The company must have a good understanding of the way the truck insurance industry works. It's not only enough if insurance covers the truck, they also have to cover the goods and hino dealer semarang the driver. Insurance must also include items not sent, others injured due to vehicles and physical damage.
Usually the coverage limit for commercial truck insurance is around $ 10,000 to 100,000. Motorized truck cargo insurance covers cargo and drivers. Coverage insurance covers goods that are not shipped and repairs needed for damaged trucks. Physical damage includes damage caused by fire, collision, earthquake, storm, theft, ice stone, flood and other disasters.
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